Compile all of your important phone numbers into one spot so when you need them... you know where to find them.
8 Uses for baby powder:
We all know when the sun starts to finally shine, and you look out the window you realize you can’t see out your window as well as you once did. You are tired of being trapped in the house and want to get outside. When you come back in you realize things aren’t as clean as you want them to be. Yep you have spring fever, and it is time to get that spring-cleaning in full gear. Here are some tips to help get started. 1-) Vinegar and Baking soda These are your best friends when it comes to cleaning. What can they do? Everything. Your dishwasher needs to be cleaned. Did you even think about that? Yes add a little Baking soda and vinegar to a cycle it will be as good as new. Your sink is clogged and nothing is working? ½ cup baking soda and vinegar till it bubbles over. Wait till bubbles disappear turn on warm water clog is gone. Vinegar takes away most stains, and is kid and pet friendly. 2-) Newspaper for Drying windows and Mirrors You want that streak free perfection from your glass surfaces? Newspaper. It is a weird trick, but it works. No little fuzzies left behind just beautiful windows and glass. 3-) Get the whole Family involved I know like myself I want things to be done a certain way. And I feel like when others help it won’t be done to my standards, but how are your kids going to learn how if they aren’t helping. This is a great family activity. Brings everyone together and they can have a piece of the satisfaction when they see how clean and shiny everything is after. 4-) be brave enough to throw things out There is a little pack rat in everyone. You think about the money spent and the memories associated with items, and it is hard to get rid of them. I myself use the six-month method. Have you used it or worn it in six months. Does it still fit or will it be used in the next six months? Time to throw things away or donate. If you are a mom planning on having more kids go through the clothes, and put in sizes in boxes. If you need to hold on to it find a keepsake box but only hold on to things with the most value to you. If not take pictures. Pictures are easier to hold on to than the actual item. 5-) when the inside is done move to the outside I always start on the inside and work from room to room. Once you are finished inside time to clean up the yard. Wash the windows outside. Clean up flowerbeds, time to plant new plants. Make your garden. The outside is just as important as the inside. Once out there it is also time for the dreaded Garage. Finally all the items you are getting rid of have a Yard sale. Make a little extra money. It makes it easier to get rid of the items that have been clogging up your house. This is one of my favorite times of year. I love getting organized. Enjoy spring! How to create a three month food storage supply 1. Start by making a list of the food you normally eat and items you regularly use. Over the next week tack these items on an excel spread sheet. If you take these items and multiply them by 14 to be safe. (14 weeks just in case there are 5 weeks in a month) You will have a good idea of what you will need for your family to survive for 3 months. 2. Gradually purchase the foods you normally eat in bulk as they go on sale. Try combining sale prices with coupons for even more savings as you stock up. 3. Use and rotate these foods in all your daily cooking. a. Constantly replenish the stocks of these foods as they go on sale again. b. Don't forget to include non-food items in this step as well. Get a 3 month supply of NECESSITIES such as diapers, medications, toilet paper, toiletries, etc. Cooking Without Electricity Survival cooking is a good skill to develop no matter what your circumstances are. In some parts of the United States the electrical grid is so outdated that even minor storms can mean no power for up to a week or even more. Knowing how to cook during a power outage or how to prepare meals when you have no electricity is just plain common sense. Challenge: This week cook from foil packets. Almost anything can be tucked into a foil packet and cooked on the side of an open fire or over a grill. Good survival cooking will involve getting creative with the ingredients that you have available to you. Some examples of good combinations include:
To make the packet, layer the contents in the center of a 12 by 12 inch square of foil, fold the sides up and down to form and envelope, then roll the ends up tight to seal it all in. Cook right in the fire. The average person would likely tell you that the main reasons for purchasing life insurance are to replace income in case of early death, pay funeral expenses, and basically make sure that a beneficiary or family is not left destitute as a result of an unexpected death. However, while these purposes are important, this type of thinking ignores the fact that that life insurance can also be an extremely effective way of preserving or even creating an estate, providing a tax-free benefit for heirs, or creating a tax-free source of funds that can be used to pay the estate taxes If you are a parent without a large estate, but want to pass along a nice benefit to your children or grandchildren, a permanent life insurance policy can accomplish this. It provides a guaranteed tax-free death benefit that can be divided cleanly amongst beneficiaries. Likewise, if you are a parent with a decent sized estate, a life insurance policy can be an effective way to both maximize the inheritance and provide a tax-free source of funds to pay estate taxes in a quick manner. In some cases, life insurance can also serve as an effective estate equalizer. For example, many estates are comprised of assets that are not easily divided, or at least not agreeably divided. For many families, the bulk of the estate is comprised of property. Maybe one heir desires to preserve the asset while others would prefer cash instead. Life insurance is a great way to equally divide the estate without finding ways to divide assets such as property or provide for joint ownership. These are just a few common and basic uses of life insurance as an effective estate planning tool. However, it is very underutilized mainly because most people are unaware that life insurance can and should be used for these purposes. About the Author: Marc Roethel has over 7 years experience in the life and health insurance and retirement planning industries. He is CEO and co-founder of the LIFE1010™ program, which is designed to help individuals through a step-by-step process of getting their lives and businesses in order. The program focuses on emergency preparedness, creating an effective spending plan, health and wellness, and retirement planning. He is also co-author of the book "Not Yo Mama's Retirement Plan", which takes a fun and easy to understand approach to a risk-free and tax-free solution to retirement that is proven and mostly unknown by the majority of the population. |